We help deserving families become homeowners — regardless of credit or financial background. We look at your ability to pay, not just a credit score, and we meet you right where you are.
Takes 30 seconds. No obligation. We'll reach out with your best path to ownership.
One of our certified housing specialists will reach out shortly with your path to ownership. Prefer to talk now? Call (980) 227-4993.
Owning a home shouldn't be out of reach because of credit or a big down payment. If any of these sound like you, you're in exactly the right place.
You're not stuck. You're one conversation away from a real path to ownership.
We've guided countless families from "not yet" to "welcome home." Here's how it works.
A quick, friendly, no-pressure conversation — income, goals, and where you are today. No credit check to start.
One of our specialist agents will qualify you for the house you want at a budget you can afford.
Get the keys and start building equity with every payment — on the path to full, independent ownership.
Every payment gets you closer to owning. Wherever you're starting, there's a level built for you.
Get into a home now while you prepare for ownership.
Move in, "try on" the home, and build your credit & down payment while you live there.
We act as the bank — you take on ownership and make one simple payment.
Qualify for a traditional loan and own your home outright. The goal.
As certified affordable housing providers, we do this every single day. Here's what makes the path work.
Good, fair, poor — even zero credit is fine. We help you build it as you go.
Work-for-Equity, down-payment assistance, 401k/IRA, or gift funds — real options to get you in.
Owner financing means no traditional mortgage hoops and no mortgage insurance.
Every payment moves you toward ownership — not into a landlord's pocket.
Local certified providers across the country. Hablamos español.
A confidential conversation about your options — zero obligation, ever.
People who were told "no" everywhere else — until they called us.
"I never thought I could own a home. With limited savings and credit that needed work, traditional lenders weren't an option. I followed Real EZ's Certified Affordable Housing process and, months later, closed on my beautiful home — with payments I can easily afford. I'm now a proud homeowner and so grateful!"
"Real EZ facilitated the timely sale of our home and helped us avoid foreclosure. They handled the bank negotiations professionally and managed the entire process for us from start to finish."
"Real EZ got me straight answers from the banks and attorneys about foreclosure and my options. They were patient and caring, and helped me understand every choice so I could move forward with dignity."
Individual results and program availability vary by situation and state.
No. We work with good, fair, or poor credit — even no credit at all. We look at your ability to pay, and we help you build your credit as you go.
An option fee, usually around 3.7%–5% of the price for rent-to-own, or about 10% for owner financing — and it's flexible. Work-for-Equity, down-payment assistance, 401k/IRA, or gift funds can all help.
Bronze (rent with purpose), Silver (rent-to-own), Gold (owner financing — we're the bank), and Platinum (traditional loan, full ownership). We match you to where you are today.
Absolutely. We're real estate investors and certified affordable housing providers — we own or control the homes we place families in, and we earn the way any real estate company does: through the sale or financing of the property, not through hidden fees. Everything is disclosed up front, your information stays confidential, and there's never any obligation to move forward.
Just tell us your situation using the form above or give us a call. A licensed specialist reviews your info, tells you what you can afford right now, and lays out your path to becoming a homeowner. There's a small one-time membership to begin.
Yes — we operate nationwide through local certified affordable housing providers.
Picture handing your kids the keys to a place that's finally yours — the porch, the yard, an address you own. Let's find the program that gets you there, regardless of credit or financial background.
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